Sunday, December 30, 2012

The One With Lots Going On

Wow!  It seems like forever since I posted last.  I have been so busy with school and buying our house. I haven't even had much time to blog stalk.  It's been a busy, busy time!

I have been majorly busy during the first part of my winter break.  Christmas was pretty mellow.  I went to my parent's for Christmas Eve.  They only live about 5 minutes away so it wasn't a long drive.  They gave me a $50 gift card to Home Depot to use on our new house (which I will go more in detail on in a bit).  The gift card is already gone, though.  We used it to buy house numbers, new light switches and outlets.

I spent the rest of last week cleaning and decluttering.  I also spent some time packing.  We still have not closed on the house yet.  We were supposed to close on the 21st but the appraisal took FOREVER!   It was finally sent to the bank on the 28th so now our file is back in underwriting.  They said we should be closed on or before the 11th on January.  Cross your fingers!

The house deal has been so stressful.  I don't want to buy another house for a long time.  It seemed like every time someone came to do something at/with the house, there was another problem.  It was all so annoying. It all started with the inspection.  The inspector said that the roof and some other small things needed to be replaced/repaired.  We asked the sellers to replace the roof and fix some of the small things.  It took a week before they got back to us and agreed to everything we asked for.

Then when they did the title insurance, they found there was a lien on the property from 2001 for a judgement settlement on a credit card.  The seller said they wanted to go to court to have the lien amount reduced and that could take months.  We said "No! We will not wait months."  They then said they were going to figure some things out and get back to us.  That took another week.  At this time the bank was waiting to find out what was going to happen with the lien so they were holding off on ordering the appraisal. After we finally found out that the sellers decided to just have the lien paid off at closing, the bank was able to order the appraisal.

Well, the appraisal company was 3 weeks backed-up on completing appraisals.  It actually took 4 weeks because of Christmas.  So now we are just waiting for the bank to get back with us once the file is out of underwriting to set the closing date.  This whole process has taken over 2 months.

Sorry that was such a long story.  LOL.  I now am going to spend the next week doing lesson plans, finding some new intervention and small group activities, and working on my Dossier.  I haven't had much time to work on my Dossier but I have until the end of March to submit it.  I have quite a bit done but I still have a lot left.

Well, I better get back to finishing laundry.

1 comment:

  1. Buying a house can be a painful process. Hopefully the rest of the process will go quickly. Happy New Year!
    If this posts twice sorry. I didn't see the first one show up.